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Diwali Home buying Guide: Five Advantages of Investing in Property During the Festival of Lights

2025-10-02 / Sage Realty

Diwali Home buying Guide: Five Advantages of Investing in Property During the Festival of Lights

Diwali is hands down one of the most magical times of the yearnot just because of the lights and celebrations, but also because it represents new beginnings and prosperity. For many of us, it’s the perfect moment to think about our future and how we can create lasting wealth. One of the smartest ways to do that? Investing in real estate during Diwali.

If you’re considering buying property this festive season, here are five powerful reasons why Diwali is an ideal time to make that move.

1. The Power of Auspicious Timing

In Indian culture, Diwali is seen as a time to invite positive energy and prosperity into your life. Many believe that purchasing a home during the festival will bring good luck and blessings, creating a strong emotional connection with your investment. Starting this new chapter on such an auspicious day can bring immense peace of mind.

Below is the key auspicious timing chart for property purchases in October 2025 around Diwali:

Date

Day

Auspicious Event / Nakshatra

Details

October 18

Saturday

Dhanteras

Most auspicious for property buy

October 19

Sunday

Narak Chaturdashi (Choti Diwali) / Pushya Nakshatra

Auspicious for new beginnings

October 20

Monday

Diwali / Lakshmi Puja Muhurat

7:08 PM - 8:18 PM — highest auspicious time

October 22

Wednesday

Govardhan Puja

Auspicious for property dealings

October 23

Thursday

Bhai Dooj

Auspicious for family harmony and investments

Various

-

Shubh Sidhi Yoga

Signifies success, varies by day

Buying property within these auspicious days maximizes your chances of prosperity and positive energy flowing into your new home.P

2. Festive Deals That Lighten Your Wallet

Developers know how much the festive vibe influences buyers — and this year, the offers are bigger than ever. For example, Sage Realty has rolled out a bold offer: buyers of select premium homes get a Tesla car as part of their Diwali luxury package, making it one of the most talked-about real estate offers of the season.
Besides this, many top builders are offering discounts, waived registration fees, free interiors, and flexible down payments to attract investors. So, this Diwali, your dream home might just come with keys to something electric — literally.


3. Home Loan Perks and Easier Financing

Festivals bring more than joy—they often bring financial relief too. Most major banks have launched festive loan offers with reduced interest rates and minimal processing charges. As of October 2025, home loan interest rates from top institutions are highly competitive:

Bank

Interest Rate (per annum)

State Bank of India

7.50% – 8.95% 

HDFC Bank

7.90% onwards 

Bajaj Housing Finance

7.35% onwards 

ICICI Bank

7.70% onwards 

Axis Bank

8.35% – 9.35% 

With such favorable rates, buying property this Diwali becomes both easier and smarter for aspiring homeowners.


4. Early Access to New Developments

Every Diwali, developers launch new projects to tap into the festive sentiment. Early buyers not only get better pricing and location options, but they also enjoy greater customization flexibility. Whether you want a smart home, green-certified building, or gated community, launching a property investment now ensures you capture the first wave of opportunities before prices rise.


5. Long-Term Wealth and the Best Type of Investment

Real estate continues to be one of the most stable and rewarding long-term investments in India. Unlike market-linked instruments, property values appreciate steadily while providing you with tangible ownership and security. Moreover, homebuyers gain annual tax benefits on both principal and interest components under Sections 80C and 24(b) of the Income Tax Act.
Investing in property during Diwali doesn’t just fulfill a spiritual or lifestyle dream — it cements your long-term financial foundation, making it arguably the best investment category for wealth creation in 2025.


Lighting the Way to Prosperity

Buying a home during Diwali beautifully blends tradition with financial foresight. It’s more than a transaction—it’s a transition into a brighter, more stable future.
So, as diyas illuminate your home this festive season, take a step that lights up your financial journey too — because wealth, happiness, and security shine brightest when built on a strong foundation.

Wishing you and your family a Happy and Prosperous Diwali!