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What is an Under-Construction Property? Top Benefits You Must Know Before Investing

2025-04-12 / Sage Realty

What is an Under-Construction Property? Top Benefits You Must Know Before Investing

An under-construction property is a property which is in the development stage. It means that the property is not totally constructed or prepared for possession today. From pouring the foundation to the final finishing touches such as plumbing, paint, and interior — it's a journey yet to be traveled. Purchasing a property on this stage helps homebuyers to be part of this experience from the initial stages.

Rather than buying a ready-to-move-in property, most savvy buyers opt to invest early in the construction stage. It's not merely about having a property — it's about investing in a future full of promise and profit.

Why Invest in an Under-Construction Property?

1. Affordability and Lower Prices

Price advantage is one of the strongest reasons why individuals like under-construction properties.
Relative to ready properties, prices are 15% to 30% less. Early investment guarantees you secure the prevailing rates, even if the market value appreciates subsequently.

Early buyers of developments such as SAGE Golden Spring and SAGE Skyline at SAGE Realty have already experienced value appreciation even before handover!

2. Flexible Payment Options

Developers of under-construction projects usually provide construction-linked payment schemes.
This implies that you don't pay the entire price at once. You pay installments depending on the construction stage.

Flexible financial planning = Less stress + More control over your budget.

3. Greater Return on Investment (ROI)

If you invest in a property under construction in its early stages, the appreciation is typically much greater by the time the property becomes ready for possession.

Particularly projects by well-known builders such as SAGE Realty, located in high-demand areas such as Ayodhya Bypass, Hoshangabad Road, and Bawadiya Kalan, present huge growth opportunities. Once the project is completed, the price tends to go up by 20-40% or even more. 

4. Freedom of Customization

Undeveloped homes tend to provide buyers with the freedom to customize interiors, select fittings, tiles, wall colors, and even change the floor plan (based on the stage of construction).
This implies that you can customize your home as you like — a nearly impossible luxury in a readymove property.

SAGE Prestige and SAGE Milestone provide concepts where early consumers can ask for small customizations — providing complete luxury and customisation.

5. Contemporary Design and New-Age Amenities

In contrast to older buildings, under-construction buildings are future-proofed.

You benefit from:

  • Intelligent home solutions
  • EV charging stations
  • Modern security systems
  • Energy-efficient buildings
  • Luxury clubhouses, gyms, and landscaped gardens

SAGE Skyline and SAGE Golden Spring are crafted to provide lifestyles of today with future-proof infrastructure.

6. Tax Benefits

  • Tax benefits can be availed by homebuyers for home loans availed for under-construction properties.
  • Deduction of interest paid during construction under Section 24.
  • Deduction of principal repayment after possession under Section 80C.
  • This can help bring down your tax liability by a great extent, making your investment less burdensome on the pocket.

SAGE Realty's Under-Construction Gems

When we speak about reliable builders making iconic developments in Bhopal, SAGE Realty is one name that glows. Our ongoing projects set new standards of urban living with a mix of comfort, luxury, and modern planning.

The following are our proud current developments:

1. SAGE Golden Spring – Ayodhya Bypass

A development designed for those who wish to live peacefully without sacrificing on connectivity.
Golden Spring provides well-planned homes with green areas around them, facilities such as parks, clubhouses, and 24x7 security.

2. SAGE Prestige – Bawadiyan Kalan

A majestic township where luxury blends with nature.
SAGE Prestige provides luxurious villas and apartments with luxurious specifications, a peaceful environment, and proximity to premium schools, hospitals, and markets.

3. SAGE Skyline – Bawadia Kalan

The sky's the limit here!
Skyline is meant to reach new heights of luxury. With high-rise towers offering stunning vistas, it's an address that says a lot about your lifestyle preferences.

4. SAGE Milestone – Hoshangabad Road

Your milestone to success!
Located on one of Bhopal's best roads, Milestone provides contemporary-day apartments for new-generation families. Excellent investment opportunities and lively community living await you.

Important Points Before Investing in Under-Construction Property
While properties under construction hold great benefits, it's essential to exercise caution:

  • Verify Builder Reputation: Always deal with established builders such as SAGE Realty well-known for timely possession and quality construction.
  • Project Approvals: Verify all government clearances such as RERA registration, environment clearances, etc., are completed.
  • Construction Progress: Periodically check construction progress and maintain communication with the builder.
  • Financial Planning: Even with flexible payment options, plan finances wisely so as not to strain if project timelines are extended.

Final Words: Secure Your Dream Early

Investing in an under-construction property is like sowing a seed today for a green tree tomorrow.
It requires a little patience, but the returns are phenomenal — in terms of value appreciation, contemporary living, and pride of ownership.

With SAGE Realty's upcoming developments such as SAGE Golden Spring, SAGE Prestige, SAGE Skyline, and SAGE Milestone, you don't merely invest in a home — you invest in a legacy of trust, innovation, and growth.

We build Trust and Quality.